Comparison·Facts checked 26 September 2026

A Wave Alternative That Works in Any Country

Wave is free accounting software built for the US and Canada. Here is when it is still the right choice, and when a simple invoicing tool fits better.

The short answer: If your business is in the US or Canada and you want free bookkeeping, Wave is hard to beat. If you are anywhere else, Wave no longer lets you email invoices or reminders, and its payments and Pro plan are unavailable; Simple Invoice Generator emails invoices from any country.

We make Simple Invoice Generator, so this isn't a neutral review. To keep it useful, every Wave fact below comes from Wave's own pages (listed under Sources) and was checked on 26 September 2026, and our own gaps are in the table too.

Simple Invoice Generator vs Wave

Simple Invoice GeneratorWave
PriceFree: 3 invoices, no card. Pro: $9/month or $79/yearStarter: free. Pro: $19/month or $190/year (US and Canada only)
ClientsUnlimitedUnlimited
Email invoicesYes, from the app with the PDF attached, on the free plan tooUS and Canada only. Elsewhere you can only share a PDF or a link
Currencies9 currencies (USD, EUR, GBP, CHF, CAD, AUD, JPY, INR, RSD), chosen per invoiceForeign-currency invoices supported
Recurring invoicesNoAutomatic sending needs Pro or online payments turned on
Automatic payment remindersPro: sent automatically 1, 7 and 14 days after the due dateWith Pro, or with online payments turned on (US and Canada)
Clients pay by card from the invoiceNo. Clients pay you directly (bank transfer, PayPal, etc.) and you mark the invoice paidYes, US and Canada only. Cards 2.9% + $0.60 on Starter, ACH 1%
BookkeepingNo. Invoicing onlyYes. Bank connections and receipt scanning are paid
Where it worksAny countryFull features in the US and Canada only

Why people look for a Wave alternative

  • Outside the US and Canada, Wave no longer sends invoices or reminders by email. You can only share a PDF or a link yourself, and online payments and the Pro plan are unavailable.
  • Features that used to be free have moved to Pro since 2024, including automatic bank connections. In June 2026, older free accounts lost their bank connections and extra collaborators.
  • Card payments cost 2.9% + $0.60 per transaction on the free plan.

Stay with Wave if…

  • Your business is in the US or Canada.
  • You want free bookkeeping alongside your invoices.
  • Your clients pay by card or bank transfer straight from the invoice.

Switch to Simple Invoice Generator if…

  • Your business is outside the US and Canada and you want invoices emailed from the app.
  • You bill clients in different currencies, chosen per invoice.
  • You want automatic reminders without setting up payment processing.
  • You want invoicing only, not an accounting system.

What you give up

Simple Invoice Generator does one job: creating, sending and tracking invoices. Before switching, know that it does not have:

  • Card payments on the invoice. Clients pay you directly, by bank transfer, PayPal or however you ask, and you mark the invoice paid.
  • Recurring invoices. You can duplicate last month's invoice in one click, but nothing is sent on a schedule.
  • Accounting. No expenses, time tracking, bank feeds or reports beyond a monthly revenue chart.
  • A mobile app, team accounts or an import tool. It runs in any browser, including on your phone, for one user.

Moving over from Wave

  1. Keep your past invoices in Wave, or download them as PDFs for your records.
  2. Open the editor and fill in your first invoice. No sign-up is needed to try it.
  3. Type your next invoice number (for example INV-0143) so your numbering carries on, and set your usual currency, notes and payment terms.
  4. Create a free account to save it and email it to your client with the PDF attached. Your company details, logo, notes and terms fill in automatically from then on.
  5. Save each client the first time you invoice them, and they fill in with one click next time.

Frequently asked questions

Can I still use Wave outside the US and Canada?

You can create invoices, but Wave no longer lets you send invoices or reminders by email outside the US and Canada. You have to share a PDF or link yourself, and online payments and Wave Pro are not available there.

Is Simple Invoice Generator free like Wave?

Only partly. Your first 3 invoices are free with no card. After that, Pro is $9/month or $79/year for unlimited invoices and automatic reminders. Wave Starter stays free, with its own limits.

Does Simple Invoice Generator do bookkeeping?

No. It creates, sends and tracks invoices. If you need bookkeeping, use accounting software alongside it, or Wave if you are in the US or Canada.

Sources

Checked on 26 September 2026. Plans and prices change; if something here is out of date, email hello@invoicegenapp.com and we'll correct it.

Try it on your next invoice

Your first 3 invoices are free. No credit card, and no sign-up until you want to save or send.

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